Choosing Travel Insurance – A Primer

When traveling in the United States or abroad, you might wonder whether you need travel insurance. The answer is more complicated than you would expect, and varies for each individual’s or family’s circumstances.

Here are a few points to keep in mind when thinking about travel insurance:

In general, the higher your risk of becoming ill, encountering unpredictable situations, or experiencing significant financial loss due to an upset in plans, the more you need travel insurance of some kind. To consider two extremes, a healthy young adult traveling a conventional route on a shoestring budget and staying with friends will likely need less insurance than an older individual with a chronic health condition planning an expensive adventure trip will. Among the situations travel insurance can address are replacement of a passport, cancellation of a trip because of a health problem, and bankruptcy of a travel provider.

Check with your health insurance company to see if your existing policy covers medical problems that arise when you are outside the country—many do not. If you are on Medicare or participate in a national health insurance program, you probably do not have coverage outside your own country’s borders. Medical evacuation from some destinations can cost tens of thousands of dollars, and insurance to cover that possibility can be relatively inexpensive.

Travel protection insurance covers you if you must cancel prepaid travels. Sometimes, the repayment is only partial, but if you have purchased an expensive trip far in advance, the peace of mind will likely be worth the expenditure. Such policies typically reimburse you for events such as death or illness, an outbreak of violence in your home city or destination, and damage from a natural disaster that would make your destination hazardous. Your credit card company may also offer this type of insurance.

Insurance for lost or damaged baggage might also be available through your credit card provider, and airlines must reimburse you within certain limits.

Typically, companies sell travel insurance in package deals, so study the available options and determine whether you truly need all the types of protection in any particular package. There are ways to purchase travel insurance piece by piece on comparison-shopping websites, such as InsureMyTrip.com, although the savings may not be significant.

Staying Safe in the Woods – A Guide for Families

Bluegreen Resorts offers comfortable, affordable stays in dozens of vacation destinations across the United States, most of them with easy access to outdoor fun. Hiking, walking a nature trail, or camping overnight in the Ozark Mountains, Great Smoky Mountains National Park, or the White Mountains of New Hampshire can bring the whole family closer together. In addition, remembering a few basic outdoor safety tips can give you the peace of mind to enjoy the experience even more.

Before heading for your adventure in the woods, make a checklist of the things you will need. These may include shelter and comfort items such as tents, sleeping bags, and blankets, as well as personal care products, water and food, and outdoor gear such as fishing tackle, flashlights, and cooking equipment.

Prepare your first-aid and healthcare supplies. The checklist for these will probably include prescription medications, salves for treating burns and blisters, a snakebite kit, antiseptic, gauze bandages, and tools such as scissors. Additionally, you will want preventive products such as insect repellent and a broad-spectrum sunscreen with an SPF of 30 or greater. Most physicians recommend protecting babies younger than 6 months with protective clothing and wide-brimmed hats rather than sunscreen. People of all ages should also protect themselves with sunglasses, hats, and clothing that covers arms and legs.

You will likely want to pack bottled water, because many bodies of water in the wilderness, even those that appear clean and pure, harbor parasites and bacteria. On its website, the Centers for Disease Control and Prevention (CDC) offers information on water disinfection procedures for campers and hikers.

Pack food in water-resistant containers and store them in an insulated cooler. Remember to separate raw and prepared foods, wash hands and utensils thoroughly, and make sure meat is adequately cooked.

Circle your campfire with rocks or a metal device to keep it in bounds, and make sure no branches are overhead. Assign someone to watch the fire at all times, and extinguish it completely before you break camp. In addition, do not use portable stoves or heaters inside your shelter.

Be aware of which plants are poisonous and learn how to treat exposure. Do not approach wildlife. Stay on marked paths, make camp before it gets dark, and inform someone outside your group of where you plan to be and when.

Welcome To The Blog

Welcome to the Bluegreen Resorts blog page! We’re glad you dropped by, and we hope you’ll stay around to check out our news, features, and helpful tips for making your next vacation everything you want it to be.

On our blog, you can find out more about our more than 60 resort properties located in over 40 of the most popular destinations all around the United States and the Caribbean.

Bluegreen Resorts offers families and individuals the opportunity to enjoy quality, stress-free, customer-friendly vacation experiences at affordable price points. From resort accommodations designed with your comfort and security in mind, you can access outdoor activities like hiking, fishing, swimming, skiing, and more, as well as fine and casual dining, shopping, and places of historic interest.

We’ll also offer you articles on how to plan your vacation, find great local deals, and discover the unique aspects of the region you’ve chosen to call home for a few days or a few weeks.

Want to know where to find theater tickets, a farmer’s market, or an art gallery in one of our big city destinations? Or do you need to find out the best way to plan your road trip from one of our resorts to another? Want some advice on packing for winter or summertime weather, or identifying kid-friendly activities near one of our properties? These are the kinds of practical, to-the-point, up-to-date articles you can expect to see here, along with many more.

We look forward to having you make our blog your number one online vacation destination.